United Wealth Education Benefits Plan Agreement

This Changes of Terms Notice is being provided to you (the "Plan Participant") by United Wealth Education, Enter “Inc.” or “LLC”. (the "Plan Company") with a principal address of 37735 Enterprise Ct, Farmington Hills, MI 48331, regarding its agreement to provide the Plan Participant with the below listed ("Plan Agreement") and the Plan Participant's agreement to pay for such services. This Agreement is to be effective as the date signed below by the Company (“Effective Date”).

Summary of Services (“Plan”)
  1. Financial Lockbox Services
  2. Net Worth Calculator
  3. YFL Family Mint
  4. Saving Goal Services
  5. Identity Monitoring
  6. Access to a Credit Attorney
  7. Access to Rocket Lawyer
  8. Access to Credit My Rent
  9. Access to Secured Card
  10. My Care Plan – Power of Attorney Services
  11. Access to My Health Care to Go - Telemedicine Services
  12. Access to My Student Loan Manager
  13. Will & Trust Services

As a Plan Participant, you will receive online access which will allow you to utilize each service as well as the Plan Company’s customer service. Plan services are limited to the use of the Plan Participant.

Terms/Cancellation:Plan Company's services are to be provided through [DATE 6 MONTHS FROM THE DATE OF EXECUTION OF CONTRACT]. As such, the Plan Participant will pay a maximum total of fees equivalent to the following: If the Plan Participant was previously paying $80.00 a month under their previous terms, then the Plan Participant will pay total of $480.00; If the Plan Participant was previously paying $60.00 a month under their previous terms, then the Plan Participant will pay a total of $360.00; If the Plan Participant was previously paying $40.00 a month under their previous terms, then the Plan Participant will pay a total of $240.00. Plan Participant can cancel at any time, without any further obligation from the Plan Participant. If Plan Participant wishes to cancel the Plan, the Plan Participant may do so by contacting the Plan Company at agentsupport@myuwe.net and (248) 848-7065.

Approximately four (4) weeks prior to the conclusion of the Plan Agreement, and any subsequent renewed terms, the Plan Company will email the Plan Participant asking if the Plan Participant wishes to continue with the Plan for an additional six (6) month term. Should the Plan Participant indicate that they wish to continue with the Plan, the Plan Company will continue to provide the Plan for an additional six (6) months pursuant to the terms of this Plan Agreement.

Collection of Fee: Plan Participant will pay a monthly fee of equivalent to the following: If the Plan Participant was previously paying $80.00 a month under their previous terms, then the Plan Participant will pay a total of $80.00 a month to the Plan Company for access to the Plan; If the Plan Participant was previously paying $60.00 a month under their previous terms, then the Plan Participant will pay a total of $60.00 a month to the Plan Company for access to the Plan; If the Plan Participant was previously paying $40.00 a month under their previous terms, then the Plan Participant will pay a total of $40.00 a month to the Plan Company for access to the Plan . Automatic monthly membership renewal fees will be automatically charged to the Plan Participant’s credit card or bank account on file. All transactions will appear on the Plan Participant’s bank statement as UWE.

Note to Plan Participant: Plan Company has the right to substitute the primary services listed above with an alternative service of equal value. Plan Participant understands and agrees that the Plan Company is an optional plan service.

The applicable services of the Plan (Financial Lockbox Services, Net Worth Calculator, YLF Family Mint, Savings Goal Services, Will & Trust Services, and My Care Plan), as provided by the Plan Company, may include a review of the Plan Participant’s submissions for completeness, spelling and grammar. At no time does the Plan Company review the Plan Participant’s answers for legal sufficiency, draw legal conclusions, provide legal advice, or apply the law to the facts of the Plan Participant’s specific matter. The above referenced Plan Company’s document preparation services are not a substitute for the advice of an attorney. By using the Plan Company’s document preparation services, no attorney-client relationship is created between the Plan Participant and the Plan Company.

Use of Third Party Services - If the Plan Participant activates certain services under the Plan (Credit Attorney, Rocket Lawyer, Credit My Rent, Secured Card, My Health Care to Go and My Student Loan Manager), such services will be provided to the Plan Participant via third party service providers who are responsible for providing their services directly to the Plan Participant independently under their respective agreements. Plan Participant understands that if issues arise with these services, such matters should be addressed directly with the responsible service provider. The Plan Participant should review such service providers’ terms of use prior to the Plan Member’s utilization of their services.

Cancellation for Non Payment: The Plan Company may terminate this Plan Agreement if an open balance is not paid by the Plan Participant in a timely manner.

Disclaimer of Warranties: The Plan is furnished to the Plan Participant “As Is” and without warranties, representations or conditions, statutory or otherwise of any kind. Plan Company, on behalf of itself and its affiliates, licensors, suppliers, and third party providers, and each of their respective Directors, Officers, Employees, Contractors, Agents, Successors, and Assigns: (A) Expressly disclaims all representations, warranties and conditions, whether express, implied or statutory, including, without limitation, the implied warranties of non-infringement, title, merchantability, and fitness for a particular purpose; (B) Do not represent or warrant that the Plan will meet Plan Participant’s requirements, or that the operation of Plan will be timely, uninterrupted, stable, or secure; (C) Do not represent or warrant that Plan will be error-free of that any defects will be corrected; and (D) Do not make any representations, warranties, or conditions regarding the use of the Plan in terms of its accuracy, reliability, timeliness, completeness, or otherwise. Plan Participant’s use of the Plan is entirely at Plan Participant’s own discretion and risk. In no event shall Plan Company be liable to Plan Participant, or any third party, for any special, indirect, incidental, punitive, exemplary, reliance, or consequential damages of any kind, including, but not limited to, property damage, loss of value of the products or loss of use of the products, whether based on breach of any express or implied warranty or condition, breach of contract or tort (including, without limitation, negligence or strict liability), even if Plan Company has been advised of the possibility of such damages. This limitation of remedies is a part of the bargain between the Plan Member and the Plan Company. No oral or written information or advice given by the Plan Company or any person on behalf of the Plan Company shall create a warranty or condition or in any way change this exclusion of warranty.

Arbitration/Class Action Wavier: In the event of any controversy, claim or dispute between the parties arising out of or relating to this Plan Agreement or the breach, termination, enforcement, interpretation, or validity thereof, including any determination of the scope or applicability of this agreement to arbitrate, shall be determined by mandatory, binding arbitration. The parties agree that the arbitration shall be administered by the American Arbitration Association ("AAA") pursuant to its rules and procedures and an arbitrator shall be selected by the AAA. The award rendered by the arbitrator shall be final and shall not be subject to vacation or modification. Judgment on the award made by the arbitrator may be entered in any court having jurisdiction over the parties. If either party fails to comply with the arbitrator's award, the injured party may petition the circuit court for enforcement. The parties agree that either party may bring claims against the other only in his/her or its individual capacity and not as a plaintiff or class member in any purported class or representative proceeding. Further, the parties agree that the arbitrator may not consolidate proceedings of more than one person's claims, and may not otherwise preside over any form of representative or class proceeding. The parties shall share the cost (not any attorneys’ fees) of arbitration equally. In the event a party fails to proceed with arbitration, unsuccessfully challenges the arbitrator's award, or fails to comply with the arbitrator's award, the other party is entitled to costs of suit, including a reasonable attorney's fee for having to compel arbitration or defend or enforce the award. Binding Arbitration means that both parties give up the right to a trial by a jury or to use the court system except to enforce this section. It also means that both parties give up the right to appeal from the arbitrator’s ruling except for a narrow range of issues that can or may be appealed. It also means that discovery may be severely limited by the arbitrator. This section and the arbitration requirement shall survive any termination.

Communication: Plan Participant agrees that Plan Company may contact Plan Participant on any telephone numbers provided by Plan Participant via the use of an auto-dialer, SMS text, or by using a pre-recorded message. Plan Participant understands that this consent does not require Plan Participant to make any purchase and that Plan Company may contact Plan Participant irrespective of whether the Plan Participant’s telephone numbers appear on any state or federal “Do Not Call” lists.

Plan Member: I understand that this written contract sets forth the terms of my Plan, including any exclusions or limitations, and I agree to be bound by the same.