Your credit score is the biggest factor in how your finances affect your life. Having a higher score saves you money, time, and the stress that comes with financial struggles. Because we want you to succeed, UCES works with you to dispute any inaccurate, obsolete or erroneous accounts on your credit report.
The simple Credit Restoration process can have a huge effect on your family’s financial future. Lower your interest rates, avoid high late fees, save money, and advance your credit opportunities with UCES.
The services with this company have been amazing and very efficient.
With the credit restoration I was able to raise my score 161 points and buy a home all within a year
Mi crédito subió 156 puntos en 7 meses
Encourage me to do better to work hard
Love the protection plan, my credit when up 220 points within 90 days! #SignUp
Great product! I was ae to use this product to buy a home!
I was able to improve my credit and reach the 700s scores!
I love the opportunity to own my first home and promote my own business creating financial freedom
I love the services. I started with a low credit score. Now my credit is over 740. I'm so excited to get to 800 club and secure the legacy for my 2 year old and I.
This Service has helped me raise my score
I began the UCES protection plan program February 2018 and within the first 30 days had a child support late payment removed. In addition, my score went up 275 points and in September 2018 my wife and I closed on our Home! Thank you UCES!!!
With the Credit Restoration tool, I have been able to increase my score by 65 points
My credit repair made it possible to buy a car and get approved for a line of credit
I enjoyed using the services. Credit restoration, credit monitoring. In debt pay down
I love the ability to track your progress and you're getting those negative items removed
Love it and help change my life!!
I love the credit restoration because it’s shows me my scores and how my credit score is broken down.
I starting with a 482 Credit score. In a little under 4 Months and 75 negative items removed.
I love this because I saw great results with in 2 months
Restored my credit 100+ points!!
It has been a total blessing by showing me how to build my credit
My score went up 60 points in 30 days. Went from 520 to 709 in less than 5 months
The protection plan has helped me remove hard inquiries from my credit report !!
I have lived with bad credit for 20 years, now no more
OMG! I was able to raise my score by 117 points and had the few derogatory items deleted to put me in a better position to meet my life goals! Love it!
Your score can make a difference in every aspect of your life.
A subprime FICO score is between 580 and 669. These subprime scores are considered “fair.” While not the worst scores possible, this range can mean a higher-than-average interest rate when making major purchases.
FICO scores are determined by having at least one account that is six months or older. People who have no existing accounts are essentially credit invisible.
Knowing your credit score can help you figure out what you need to do to improve your financial position. It can also help you set realistic goals for how much purchases can really cost you, based on your interest rate.
1/5 of all American consumers regularly pay their bills a month or more after they are due. This can have a major negative effect on a person’s credit score.
Americans born between 1981 to 1996 make up over 1/3 of subprime credit scores.
Over this four year period, a total of 659,881 individuals couldn’t avoid filing for personal bankruptcy.
A fair credit score could cost you thousands of dollars in interest over the lifetime of a loan.
580-669
740-799
$41,416
$2,995
$3,436
$3,846
$4,707
Disclaimer: Analysis based on Q3 2019 anonymized Lending Tree data, My LendingTree and CompareCards consumer loan and debt data.
Work on your credit score by disputing inaccurate, obsolete or erroneous credit report items.
Communicate with the bureaus and the UCES team directly to get the best results.
UCES Customer service is available to answer all of your questions, M-F, 9am-5:30pm, ET.