Your credit score is the biggest factor in how your finances affect your life. Having a higher score saves you money, time, and the stress that comes with financial struggles.
Because we want you to succeed, UCES works with you to dispute any inaccurate, obsolete or erroneous accounts on your credit report.
The simple Credit Restoration process can have a huge effect on your family’s financial future. Lower your interest rates, avoid high late fees, save money, and advance your credit opportunities with UCES.
I love the credit restoration because it has change my life. My credit score has increased from a over 100 points.
I love this service because not only did it help me but it's helping my family and friends live better.
The protection plan has helped me remove hard inquiries from my credit report !!
The credit restoration process is amazing
Up 250 points. This is what life is about!
I was able to get my collections removed boosting my credit 100 points.
I am so thankful for what this company has done for me! Credit score went from the 400s to over 750 and I am now a home owner
I like protection plan because they remove 36 negative items from my credit report .
I was able to go up 200 points with this platform.. thank you so much
Life Changing I’ve been able to improve my credit over 150 points and my husband and I recently purchased our first home.
With the credit restoration I was able to raise my score 161 points and buy a home all within a year
I signed up as a Protection Plan member because I had a low credit score and needed help. Since becoming a client of UCES I’ve had over 50 negative items removed from my credit report and over a 300 point credit score increase!!
I love this product! Score dropped 106 pts and it increased back to 761!!
I have had 4 increases since I started and I’m so grateful for this platform.
This service has increased my score +180 points. I absolutely love it
The credit restoration has been amazing. I have gotten over 22 negative items removed and my score has increased over 172 points!
It’s help put me in a better position for my family
Mi crédito subió 156 puntos en 7 meses
With the Credit Restoration tool, I have been able to increase my score by 65 points
Because of this product, my score increased 317 points in 65 days
The protection plan has changed my life and offered me the ability to increase my credit card limits.
I love this because I saw great results with in 2 months
When I started with the program I had a 525 as of December 18 I now have a 689. I’m thankful
Because of this uces I went from homelessness to homeownership in 6 months 85 items removed!!
Your score can make a difference in every aspect of your life.
A subprime FICO score is between 580 and 669. These subprime scores are considered “fair.”
While not the worst scores possible, this range can mean a higher-than-average interest rate when making major purchases.
FICO scores are determined by having at least one account that is six months or older. People who have no existing accounts are essentially credit invisible.
Knowing your credit score can help you figure out what you need to do to improve your financial position. It can also help you set realistic goals for how much purchases can really cost you, based on your interest rate.
1/5 of all American consumers regularly pay their bills a month or more after they are due. This can have a major negative effect on a person’s credit score.
Americans born between 1981 to 1996 make up over 1/3 of subprime credit scores.
Over this four year period, a total of 659,881 individuals couldn’t avoid filing for personal bankruptcy.
A fair credit score could cost you thousands of dollars in interest over the lifetime of a loan.
Disclaimer: Analysis based on Q3 2019 anonymized Lending Tree data, My LendingTree and CompareCards consumer loan and debt data.
Work on your credit score by disputing inaccurate, obsolete or erroneous credit report items.
Communicate with the bureaus and the UCES team directly to get the best results.
UCES Customer service is available to answer all of your questions, M-F, 9am-5:30pm, ET.
Financial Literacy First