UCESPP Protection Plan

Credit Monitoring

While you are building your credit score, you want to protect what you’ve already done. Use UCES’ Credit monitoring services to automatically track and update your account balances, upcoming bills, and everyday transactions.

Access your interactive credit report anytime to see your credit score, auto score, insurance score and even a hiring risk index for job seekers. Set up alerts to prevent unauthorized use of your credit and stop theft. Solidify your credit score through making sure it is well protected with Credit Monitoring.


  • Protect your credit score
  • Secure your accounts
  • Get live alerts when your credit is being checked or used

Manage all your online accounts in one place. We track and update your account statements, payments due and transactions every day. Use action buttons to ask questions and resolve problems.

We Find Your Accounts For You

We automatically find your online accounts making it easy to add to Money Manager. No guessing or searching.

Daily Updates

Your transactions, instant statements, and trends are updated every 24 hours.

Transaction Monitoring Alerts have Action Buttons

Verify transactions are yours and not theft. Stop theft with the action button.

Other Benefits

Receive Alerts when payments are due. Easily plan your budget and spending. Your transactions are integrated with your Smart Credit Report® for the complete picture.

Easily Take Action

Ask your bank or credit card company anything with a click of a button.

A simple and innovative way to view your credit report.

Use Action Buttons

With a simple button you can remove identity theft, negotiate debts, resolve reporting problems and ask questions directly with your creditors. No forms to fill out, letters or phone calls.

Daily Transaction

For the first time your daily transactions are integrated in to your credit report. See how your creditors are reporting to ensure accuracy.

Credit Monitoring Alerts

Get important Alerts with changes to your credit report by phone or email.

Credit Score

Your credit score ranges from 300 to 850 and is an overall view of your credit history, which is important to lenders.

Auto Score

Auto lenders do not use your Credit Score. They use an Auto Score to better determine your lending risk.

Insurance Score

This score is weighted to risk & stress factors most insurance companies use when looking at your credit.

Hiring Risk Index

Many employers can view your credit report (not your credit score) when evaluating decisions to hire or promote. This Hiring Risk Index can help you better prepare for when an employer may look at your credit report.

Use the action button in your Alerts to quickly react to identity theft. Use your insurance to claim reimbursement, if necessary.

What You Can Do With A Button

  • Quickly inform your bank or creditor of an unauthorized transaction.
  • Quickly respond to an unauthorized account activated in your name.
  • No filling out lengthy police affidavits or forms.
  • Avoid a lengthy bank or creditor process.
  • No transfers to third party credit repair organizations.
  • No lengthy phone calls or writing letters.